Vacation in Curaçao: What Currency Should I Bring?

Symbolic image “Curaçao currency”: Man holds a black wallet in his hand and takes out a banknote.

When planning your trip, like many other travelers, you will undoubtedly wonder which currency you can use in Curaçao. After all, you want to be well-prepared for your vacation. The Netherlands Antillean Guilder (ANG) is the official currency on Curaçao. You’ll often find it abbreviated as “ANG” but it may also be referred to as “Florin” or the abbreviation “NAF” (Nederlands Antillen Florijn = Dutch Antillean Florin).

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How much Netherlands Antillean Guilder is 1 US Dollar?

As with most other currencies that do not have a fixed exchange rate, the ratio between the US Dollar and the Netherlands Antillean Guilder (ANG / NAF) fluctuates. In Mai 2024, one US Dollar was approximately equivalent to 1.8 Antillean Guilders. Conversely, one Antillean Guilder is worth about 0.55 US Dollar.

Should I exchange my Money in the US Before Departure?

We recommend not exchanging your money in the US in advance, as the exchange rate is usually higher there than directly at the destination. Also, consider that the exchange rate of the Netherlands Antillean Guilder depends on that of the US Dollar.

Since the exchange rate is subject to daily fluctuations, it is best to check with your bank to see what current rates they can offer you. Your bank will surely be able to assist you.

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Can I pay with US Dollars in Curaçao?

In most hotels, restaurants, and shops, US Dollars are also accepted as a means of payment. Here, the exchange rate for the dollar is usually 1.75 ANG. However, note that you may receive Netherlands Antillean Guilders as change when paying in cash.

Before you begin your return journey, be sure to exchange them back into US Dollars. This is because an exchange is only possible within the Netherlands Antilles, not in the US. After all, banks do not often have the opportunity to exchange their Netherlands Antillean Guilders back into US Dollars.

Can I easily pay by credit card?

Yes, you can usually pay easily by credit card. However, it’s best to have some cash on hand, especially at local markets. You can withdraw cash directly from local ATMs with your travel credit card. Many providers do not charge any foreign currency fees for this – neither for withdrawals nor for payments. Travel credit cards without annual fees also have very low acquisition costs.

Our tip for your trip: Withdraw cash worldwide for free

With a travel credit card you can withdraw money without any problems in Curaçao and make contactless payments with the credit card or Apple Pay. In our comparison of popular travel credit cards, you’ll find out which option is especially recommendable for your individual needs.

Can I also pay with a debit card?

While it might be possible to pay with a debit card, this is often associated with difficulties. Additionally, debit cards typically incur higher fees. To be on the safe side, it is advisable to have a credit card with you.

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